Finding You the Lowest Commercial Policy Rates

We specialize in a variety of Commercial Insurance types, including but not limited to:

Commercial Property

Small Business Insurance

Business Owners

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Independent Agency for Commercial Insurance

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We compare rates from top carriers to find the best price.

Our independent agents work for you, not a carrier.

Expert insurance guidance for your business.

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Alchemy Commercial Insurance

General Liability Insurance

  • Protection from property damages
  • Covers employee on-the-job injuries
Commercial Workers Insurance

Workers’ Compensation Insurance

  • Benefits to employees for work-related injuries or illnesses
  • Covers medical care
  • Wages compensation from lost work time
  • Protection against lawsuits
commercial car Insurance

Commercial Auto Insurance

  • Coverage for owned, leased, or rented commercial vehicles
  • Protects in the event of a collision
  • Covers bodily injury, property damage, and more
Alchemy Commercial Insurance

Small Business Insurance

  • Protection from risk related to accidents, lawsuits, and damages that could impact your business
Commercial Insurance

Business Owners Insurance

  • Coverage for major liability and property risks
  • Property insurance
  • Protection for business interruption and liabilities
Commercial Business Insurance

Errors & Omissions

  • Protects businesses and individuals against losses not covered by General Liability insurance
Commercial Business Insurance

Directors & Officers

  • Protects the personal assets of corporate directors and officers
  • Offers coverage not provided by General Liability insurance
Alchemy Commercial Insurance

Commercial Property Insurance

  • Security for brick and mortar locations
  • Covers assets such as tools and equipment, computers, inventory, technology, and more

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Commercial Insurance

Frequently Asked Questions

What is Commercial Insurance?

Commercial Insurance (also called Business Insurance), helps companies protect their intellectual and physical property and their financial assets. This includes losses that could result from lawsuits, property damage, workers' compensation, loss of income, cyber and privacy issues, and more.

Commercial Auto Insurance coverage protects commercial vehicles along with the company employees who operate the vehicles when other individual car policies do not offer that type of auto insurance coverage.

What type of coverage do I need for my employees?

Businesses with employees are required by law in most states to provide Workers’ Compensation, Unemployment Insurance, and Disability Insurance in some states. Also, consider getting an Employment Practices Liability (EPL) policy that protects your business against allegations of discrimination, harassment, and wrongful termination of employees. Finally, keep Auto Insurance in mind if you or your employees are driving for work purposes. It can help cover the costs of possible accidents.

How much insurance do I need?

A good rule of thumb for budgeting for Commercial/Business Insurance is about 20 to 30 percent of your business’s gross income. These costs may vary depending on the coverage you need and the risks of certain industries.