The Independent Agency Advantage
Commercial Truck Insurance Made Easy
We compare rates from multiple carriers to find you the best price on your company’s truck insurance.
Truck insurance covers a wide range of large vehicles with which you would conduct business. These could be anything from a pickup to a food truck, and they are mostly used for either construction, transportation of goods, or agriculture.
Commercial Auto insurance typically provides coverage for liability, medical expenses for injury to occupants, uninsured and underinsured motorists, and physical damage loss to your business autos.
Commercial truck insurance is usually purchased by individuals who find themselves within any of the following categories. If you find yourself amongst the list, it’s safe to say that you are in the correct area.
Commercial truck insurance covers a wide range of vehicles, such as delivery trucks, food trucks, and box trucks. Truck insurance can cover everything from physical injury, collision damage, and medical expenses to cargo and theft coverage.
Speak to an Alchemy agent to talk about that type of coverage you need for your truck/s and business.
It is purchased by the individual or business that owns those vehicles. Commercial truck insurance will cover them as long as they are being used for business purposes.
As with regular car insurance, the rate of such insurance will always be determined by the individuals who are listed as users within the policy as well as the driving record.
Commercial truck insurance covers a wide range of vehicles, as mentioned above. Before moving forward with finding the right coverage, it is best to review the types of trucks that would be covered under this type of insurance to make sure that it actually falls under the commercial truck insurance branch.
Delivery trucks, the backbone of our economy, come in all shapes and sizes within limits allowed by law. Some types of delivery trucks include:
To protect the property and the people on the road, truck insurance is equally as important as regular car insurance. Typically companies that own delivery trucks, whether it’s just a couple or a whole fleet, take on the responsibility of the cargo that they are transporting. Insuring the cargo is important as well to cover any lost revenue should something happen beyond the control of the driver or the owner of the company.
Box trucks are also called straight trucks for their ample space for transportation of bulky items such as furniture, boxes of different sizes, and even refrigerated items. Their square-like shape identifies box trucks. They are usually rather lightweight and can vary in size from 10 feet to 26 feet in length, making them customizable for what you’re business might need. The most common uses for such trucks are:
Box truck insurance should always come with standard liability, which covers bodily injury and physical damage. This type of coverage protects other individuals and property that may be damaged in the event of an accident. Most states require a vehicle to be covered under liability insurance with specific minimums
However, liability insurance will not cover all eventualities even if by law, that may be the only insurance you are required to purchase.
Box trucks are mostly used for the transportation of various goods with different degrees of value. Cargo insurance will save the goods that are being transported by a box truck in the event that something would cause it to be damaged on route to its destination.
A food truck is essentially a moving restaurant, which means that it is the sole backbone of the business. Should a food truck become immobile, its revenue disappears with it. It is for this reason that every company operating at least one should think about food truck insurance.
Alchemy Insurance will work with you to ensure that you are outfitted with the best food truck insurance for your business. Besides the standard liability insurance, which is required by law, it is best to consider the purchase of a full range of insurance such as collision and comprehensive.