An insurance policy can help ensure that, your loved ones are taken care of in the event of your absence. It can help cover expenses such as a funeral or memorial and/or other debts. Trust our Pennsylvania life insurance agency to find you an affordable insurance policy from one of our many trusted brands, such as Allied Insurance, Progressive Insurance, Safeco Insurance, Great American, Nationwide Insurance etc.
First, think about your insurance coverage needs. Each type of policy serves a different purpose. See the policy types below and contact Alchemy Insurance to help you. Our Pennsylvania life insurance agency will search to find you an affordable policy from one of our many trusted brands.
Get lifetime coverage for as long as you make payments on your active policy. Pennsylvania whole insurance can provide lifelong protection and the ability to build cash value on a tax-deferred basis.
Coverage offered at a fixed rate of payments for a specific length of time (or term) – usually 10, 15, or 20+ years. Ordinarily the least expensive way to purchase a substantial death benefit for a specific period of time.
Coverage specifically designed to cover the expenses of a funeral or burial and/or other bills or debt.
As an independent agency, Alchemy can shop multiple brands at once to find the insurance that best suits your needs.
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There are several reasons to purchase insurance. Life insurance policies can cover lost income due to the death of a wage earner, funeral costs, and outstanding debts. Whether you are in need of Pennsylvania whole, term, or senior insurance coverage, we can aid you.
The person who has full life insurance coverage is protected for life and as long as the required premiums are paid or maturity is attained. The insurer will pay the death benefit to the beneficiary when the person dies.
Term Life insurance benefits by having the least expensive method of having life insurance for a fixed or short period of time. If the insured dies during the term insurance period, the benefit will be paid to the beneficiary.
Senior Life Insurance could be a good option for senior people who have medical conditions and can’t afford high whole insurance premiums; here this insurance helps to cover the funeral and final expenses.
It is suggested that you purchase five to eight times your current income, however, situations may vary. Talk to our experienced Pennsylvania life insurance agency to help you decide how much life insurance suits your needs.
Only someone who has an "insurable interest" can purchase an insurance policy on your life. Usually, people with insurable interest include members of your immediate family. In other circumstances your employer or business partner may also have an insurable interest.