A life insurance policy can help ensure your loved ones are taken care of in the event of your absence. It can help cover expenses such as a funeral or memorial and/or other debts. Trust Alchemy Insurance to find you an affordable policy from one of our many trusted brands.
First, think about your insurance coverage needs. Each type of policy serves a different purpose. See the policy types below and contact Alchemy Insurance to help you. We’ll search to find you an affordable policy from one of our many trusted brands.
Get lifetime coverage for as long as you make payments on your active policy. Provides lifelong protection and the ability to build cash value on a tax-deferred basis.
Coverage offered at a fixed rate of payments for a specific length of time (or term) – usually 10, 15, or 20+ years. Ordinarily the least expensive way to purchase a substantial death benefit for a specific period of time.
Coverage specifically designed to cover the expenses of a funeral or burial and/or other bills or debt.
As an independent agency, Alchemy can shop multiple brands at once to find the insurance that best suits your needs.
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There are several reasons to purchase life insurance. Life insurance policies can cover lost income due to the death of a wage earner, funeral costs, and outstanding debts.
It is suggested that you purchase five to eight times your current income, however, situations may vary. Talk to one of our experienced agents to help you decide how much life insurance suits your needs.
Only someone who has an "insurable interest" can purchase an insurance policy on your life. Usually, people with insurable interest include members of your immediate family. In other circumstances your employer or business partner may also have an insurable interest.