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Home Insurance: Reasons Why Homeowners Claims Are Denied

Homeowners insurance is one of the best ways for people to protect their financial interest. This is especially true for those whose home is their greatest asset. When severe weather, fire, vandalism, or other events damage a home, homeowners insurance is usually the only thing standing between the owner and...

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Homeowners Insurance: How Much Dwelling Coverage Do You Need?

In order to understand the concept of dwelling coverage, it's important to know a few key definitions, like "replacement cost,""market value," and others. If your home is totally destroyed and needs to be rebuilt, insurers will only reimburse for the amount of dwelling coverage listed on the policy.

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